Budget/Finances · Real Life Talk

How to Adult Like a Boss

Adulting (or adulating if spell-check is on 😂) sucks! It can really be the worst.
I recently watched a video on how generation Y is nostalgic. 

Just looking at the Pokémon Go fad, I can see how true this really is. Practically everyone from age 23-28 is playing it. And they are absolutely obsessed.

Unlike some (if not most) of my generation, I am determined to “adult” like a boss. 

When you have a little person relying on you, the choice is simple. My goal is to give my son the very best that I can.

So here is my list on how to adult like a boss:

Figure Out Your Finances and Save. 

Finances are a big problem for most people. The average American is in $15k worth of credit card debt (source).

We are currently trying to save for a house. This is proving more difficult than we had previously anticipated. Between my $200 hospital visit copay and adding Chris to my insurance (which doubled my monthly deduction… ugh), I feel like we may never save as quickly as we want.

I was recently introduced to a pretty cool site for finances and retirement. I currently put 10% of my check into my 401k. Most people only put in what their company matches.

I used this site to see what my net worth. I don’t currently own anything. We lease my car, we live in an apartment, and we don’t have any major investments.
So my net worth is the balance of my bank accounts plus my 401k investments. Pretty cool information though.

Having a child truly makes you think about the future and what it holds for you and your family.

Personal Capital is a great place to start. It’s completely free to sign up and allows you to really take hold of your finances.

You can also check out my blog about How to Take Control of Your Budget.

Work Toward Your Goals. 

Hard work does pay off. At the moment, it may seem too hard. You may feel like giving up. Believe me, I’ve been there.

If you want to live a happy life, tie it to a goal. Not to people or things

-Albert Einstein

 People and things don’t always last through life. Goals and accomplishments do last. 

Goals take hard work and dedication. Sadly, that doesn’t exactly involve binge watching Dr. Who on Amazon Prime

Side Note: Anyone else excited that Amazon Prime is now on a monthly basis? I’m excited!

Anyway, if I want to accomplish my goals, I can’t be distracted by what I want to do.

I’m going to be honest:

I am the worst procrastinator. I wait until the last minute for a lot of things. Especially if I don’t want to do them. 

If it is something with work or family, I’ll try to get it out of the way. But when it comes to classes, I have no desire to do any of that. 

I know in the end that my degree will pay off. I have to keep that in mind when I don’t want to do a paper or quiz.
Don’t Let Anyone Stop You from Believing in Your Dreams. 

This ties along with working toward your goals. 

Just in the two months since my wedding, I’ve lost a few friends. 

These things happen. I’m not different because of it. I’m still me. I’m still a busy, working mom. 

I can’t let the changes in my social life affect how hard I work toward my goals. My goals are important, because they give me a sense of accomplishment when I reach them.

Don’t let YOU get in the way of your goals. 

This concept is super important! I get in my own way all the time. Depression and anxiety have a negative impact on my life; it can be downright paralyzing at times.

I have to make the choice in those moments to remember my goals. I have to remember what I’m doing this for.
Stay True to Yourself. 

Never lose sight of what is most important to you. Whether it be your family, job, home, or car, these things make you who you truly are.

So many times, we forget to put ourselves first though.

About three years back I made the decision to move out of my moms house. As the oldest child to a single mom, I was her right hand gal. I would drop everything to help her if she needed me. 

She had made the choice to move back to Syracuse, NY. This was right in the middle of me working on my A.A. in Business Administration; and I knew that if I moved, I may never finish. 

I had to make a choice in those few months that I needed to do what was right for me.

Sometimes you have to make decisions that aren’t for anyone else but you. 

Looking back now, that was the best decision I could have made. In the 6 months that followed, I moved in with my boyfriend (now husband), I found a good paying job, and I got pregnant. 

Even with all of this going on in my life, I still graduated in 2015! 

 I stayed true to myself and what I knew I needed to do. And this helped me adult like a boss.
What about you? How do you adult like a boss in your life? 

Feel free to leave a comment below or shoot me an email. You can get in touch with me via the contact page.

*This post does NOT contain any affiliate links. All links have been added for further information. Please read my disclosure policy for any further information. *

 

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